7 Quick Ways to Save Money: Your Go-To Guide

Hi! If you genuinely believe that saving is like catching a falling star, well, then you are in. Be it saving for that big purchase, building up the emergency fund, or just an urge to stretch those dollars further. Whatever be the reason, in this article here, I am going to share with you some swift and easy ways of saving money that surely will make your pockets heavy with dollar bills in no time. Ready? Let's dive in!

Track Your Spending like a Detective

OK, let's get back to the basics: Without knowing where a problem starts, one cannot even start solving it. Now, tracking your spending is some kind of detective work on your finances. First of all, write down every single expense. I know that sounds boring-for a week or two-but believe me, this really is an eye-opener.

For this, budgeting tools such as Mint or You Need a Budget will be helpful. These utilities categorize your expenses so you can get an idea about where your money goes. You most definitely will be surprised to find that you spend more on little things than you thought. Maybe these were those stops at the coffee shop each day, which by the end of the month added up.

Otherwise, for those who aren't squeamish, break out a simple spreadsheet. Mark a few columns across, label them in expenses, and fill it out as you go. At the end of the month, read through what you spent money on-you may just be surprised at some areas you're over-spending on. For example, if you can imagine spending $200 a month eating out, then cook a bit more at home and place that money in your savings.

Cut Unwanted Subscriptions

These subscriptions are like little gremlins-silently sucking away at your bank account, and quite literally, you will never even notice. It is so easy to forget those streaming services when not using them, and all the magazine subscriptions.

That is subscriptions, right down from Netflix to that weird little magazine to which you subscribed on a whim. Go through them one by one and question whether they add value to your life. Are you really watching those shows on that streaming service, or is it just collecting dust?

Try this: cancel at least one subscription you haven't used in the last month. You may be surprised at how much you save. Consider that streaming service you really only use once a month, and you are paying $15 a month for. That is $180 a year toward savings or debt repayment. You also might be surprised to find that you do not miss it as much as you thought.

Fix It Yourself When Possible:

Projects for the handy person-for all those who like to save a little money and learn something new in the process. A faucet that leaks and you want to fix? Maybe just some fresh paint in the living room? Why not try it yourself before calling in the pros?.

Do small accomplishable projects.

There are many hundreds of online tutorials and videos that fairly easily can instruct you in home repairs or improvements. For example, through YouTube, you can find one veritable treasure trove of virtually any video out there about projects for DIY, literally everything from how to install a light fixture to repairing a hole in the wall.

This will save money not only for that reason but because doing things yourself is so rewarding. There is just something about accomplishing something with your two hands that feels so well. You might even find a new hobby or talent as a result. Just remember, if you want to avoid some expensive mistakes, then you need to be patient and follow the instructions.

Shop smart-use coupons and cashback apps.

Who doesn't love a deal? Shopping smart can make a quite big difference in your budget. Just take that extra couple of minutes before you make that purchase and do some research on available coupons or cashback. Apps like Honey or Rakuten will automatically search for the best deal out there and apply it.

Now, imagine going into a store to buy one pair of shoes. Right there at the checkout, look for some form of coupon or cashback in store for you. You might get a promo code for 20 percent off or some offer in cash back where you can get money on its purchase. You know, it feels like finding extra change in your pocket!

Cashback CCs complete the final trifecta of awesomeness for your day-to-day purchases. Rewards on stuff you're buying are out of this world, but just make sure to pay the balance at the end of the month so you avoid interest charges that'll cancel your savings out in no time.

Set Up Automatic Transfers to Savings

It doesn't have to be such a disagreeable task. As a matter of fact, it could be a fairly painless-whole process-that is, if you set up automatic transfers into your savings account. Pay yourself first. Decide how much you want to put away each month and then make a regular transfer from checking into your savings account.

The automatic transfer will be set so that a hundred bucks get pulled out with every payday because, well, it's off the top and hence you won't think about it. These modest, frequent contributions can add up to quite a tidy sum over time. It is one of the best ways to build your savings without your having to make a conscious effort each month.

The only consideration you might have is "I won't be able to afford to have money tied up in my checking account for bills".  If this is you, start with less and build the total up gradually as you get more comfortable. Again, it is all about making the savings habit. Take Advantage of Reward Programs

Most of them have rewards programs through which, in due time, you will be able to amass more and more money. Most of the rewards involve gaining points on whatever purchase you make so that you may redeem items for free or at a reduced price.

Sign up to receive awards from your favorite shops and restaurants. Keep track of the points you rack up, then use them wisely. Anytime you have enough to get something free or for a high discount, look to use them when you need to make a bigger purchase.

Just remember to spend those rewards on items you would have purchased anyway. Don't get carried away with getting all those rewards because you end up spending more than what you really had to, which defeats the whole purpose of saving in the first place.

Cook at Home:

The Secret to Saving and Eating Well

That's just begging to be financially sucked dry. The ability to cook more often at home may allow one not only to save money but could also mean healthier eating. Besides, it's so great when you can make a meal for yourself and try some new recipe.

Start a meal plan for the week-write down all that you need and put it on the shopping list. That keeps the waste down and also avoids buying things just for the sake of it. Example You wanted spaghetti and meatballs so you get all you need in one trip rather than having to go a couple of times.

More importantly, cooking at home means full control over portioning and ingredients, so you can make healthier choices rather easily. And not to mention, cooking sometimes is fun and rewarding, especially if family or friends are around.

Conclusion: Let Savings Be a Habit

It does not need to be a hardcore of saving money each and every day. With easy, quick, and satisfactory tips such as these, one can easily begin the work of building on their savings. All it takes is to have these implemented into one's life.

Just remember: it all counts. First, save a little, then, over time, increase the amount when you're comfortable that you can afford to save it. That tracking of spending, cutting frivolous expenses, and maximizing rewards and DIY will add up to some serious savings over time.

Give them a shot now: track your expenditure, cancel those extra subscriptions, and make full use of saving with the help of DIYs. Cook more at home and get rewards for it. Your future self will be so proud of you!

All other tips or questions to save money will freely be shared in the comments section below. Let us save together!

Save happily, and cheers to a financially fit future!